Privacy Policy

Last Updated: January 2026

At Hard Money Lenders of San Jose, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy applies to all information collected through our website at hardmoneylenderssanjose.com and our lending services.

1. Information We Collect

We collect information that you provide directly to us, including:

• Personal identification information (name, address, phone number, email)
• Financial information (income, assets, liabilities, credit history)
• Business information (business name, EIN, ownership structure)
• Property information (address, value, condition, intended use)
• Employment and income verification documents
• Communications and correspondence with us

We also automatically collect certain information when you visit our website:

• IP address and device information
• Browser type and operating system
• Pages visited and time spent on our website
• Referring website or search terms
• Cookies and similar tracking technologies

2. How We Use Your Information

We use the information we collect to:

• Process and evaluate your loan application
• Communicate with you about your application and account
• Provide customer support and respond to inquiries
• Comply with legal and regulatory requirements
• Prevent fraud and ensure security
• Improve our website and services
• Send marketing communications (with your consent)
• Conduct internal analytics and reporting

3. Information Sharing

We may share your information with:

• Lenders and financing partners to process your application
• Title companies and escrow agents for closing procedures
• Real estate agents and property managers as needed
• Legal and financial advisors as required
• Government agencies when required by law
• Service providers who assist our operations

We do not sell your personal information to third parties for marketing purposes.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL encryption for data transmission
• Secure storage of personal information
• Access controls and authentication requirements
• Regular security assessments and updates
• Employee training on data protection

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookies through your browser settings. Please note that disabling cookies may affect the functionality of our website.

6. Your Rights

You have the right to:

• Access and obtain a copy of your personal information
• Correct inaccurate or incomplete data
• Request deletion of your personal information
• Object to processing of your data
• Request restriction of processing
• Data portability
• Withdraw consent at any time

To exercise these rights, please contact us using the information provided below. We will respond to your request within the timeframe required by applicable law.

7. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:

• Right to know what personal information is collected
• Right to know if personal information is sold or shared
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising privacy rights

We do not sell personal information as defined by the CCPA. To exercise your California privacy rights, contact us at [email protected] or call 408-886-9962.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. When we no longer need your information, we will securely delete or anonymize it in accordance with applicable laws.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any websites you visit.

10. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we protect your information.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: