Hard Money Loan Types

Explore our comprehensive range of hard money lending solutions designed for real estate investors throughout San Jose and the Bay Area. From fix-and-flip projects to commercial developments, we have the financing options to help you succeed.

Commercial Property Loans

Hard money loans for office buildings, retail centers, industrial facilities, and mixed-use commercial properties throughout San Jose and Silicon Valley.

Loan amounts from $500K to $50M+
Up to 75% LTV on qualified properties
Interest-only payment options
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Residential Investment Loans

Flexible hard money financing for rental properties, multi-family units, and residential investment portfolios in the San Jose metro area.

Single-family and multi-family properties
Up to 80% LTV available
No income verification options
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Bridge Loans

Short-term bridge financing to acquire properties, transition between loans, or capitalize on time-sensitive real estate opportunities.

Loan terms from 6 to 24 months
Fast funding for time-sensitive deals
Interest-only payments
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Fix and Flip Loans

Specialized hard money financing for house flippers and rehab projects, covering both acquisition and renovation costs in competitive Bay Area markets.

Up to 90% of purchase price + 100% rehab costs
Interest-only payments during renovation
Draw schedules for construction funds
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Equity Line of Credit

Revolving credit facilities secured by real estate equity, providing ongoing access to capital for multiple projects and investment opportunities.

Revolving credit line structure
Draw funds as needed
Interest only on amounts drawn
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Hard Money Construction Loans

Ground-up construction financing for residential and commercial projects throughout Santa Clara County and the greater Bay Area.

Ground-up new construction financing
Staged funding with inspection draws
Interest reserves available
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Rehab and Renovation Loans

Acquisition and renovation financing for properties needing substantial improvements, from cosmetic updates to major structural renovations.

Purchase + renovation funding
After-repair value (ARV) based lending
Rehab fund draw management
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Land Development Loans

Hard money financing for raw land acquisition, lot development, and subdivision projects in San Jose and surrounding areas.

Raw land and finished lot loans
Entitlement and permitting period financing
Infrastructure development funding
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Ready to Get Started?

Contact us today to discuss your hard money lending needs and find the perfect loan type for your project.